United California Discount provides accounts receivable factoring services to a wide range of companies that meet our factoring requirements.  Our services allow your company to secure operating capital from your accounts receivable without having to finance and incur debt. We have no long term contracts with low minimums. You sell invoices to us when you have a need for immediate cash.UCDC does not charge for extra services such as collection work, late notices, credit investigation, postage, etc.

How does the process of qualifying work? We qualify you from your business references (customers who pay you) not your credit references (people you pay).

We check credit on the customers you intend to factor. This enables us to ensure we are able to extend the credit you are looking for. Upon approval of the application by our management staff, we send a contract out the following day. Our rates are extremely flexible.  Charges for our factoring services start as low as 1%. 

We generally pay you within 1 to 3 hours of receiving your paperwork. Most of our competition takes up to 24 hours to pay, we know you need cash immediately!!!  Our services allow you to have working cash without incurring debt, diluting equity, or tying up all company assets.